We use analytics cookies to understand how visitors interact with our site. By continuing you agree to our use of cookies as described in our Privacy Policy.
3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · Federal Bank
2 reward points per ₹100 — Best for rewards.
Annual fee
₹1,500

Mastercard · RBL Bank
5X rewards on travel — Best for travel.
Annual fee
₹3,000

Visa · Standard Chartered
5x on travel & dining; 1x others — Best for travel · dining · lounge-access.
Annual fee
₹5,000
Federal Bank
Annual Fee
₹1,500
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
RBL Bank
Annual Fee
₹3,000
Reward Rate
5X rewards on travel
Welcome Benefit
—
Standard Chartered
Annual Fee
₹5,000
Reward Rate
5x on travel & dining; 1x others
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Federal Bank Visa Signature Credit CardVisa · Federal Bank | RBL Bank World Safari Credit CardMastercard · RBL Bank | Standard Chartered Ultimate Credit CardVisa · Standard Chartered |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Federal Bank | RBL Bank | Standard Chartered |
Card | |||
Annual fee | ₹1,500Best | ₹3,000 | ₹5,000 |
Joining fee | ₹1,500Best | ₹3,000 | ₹5,000 |
Reward rate | 2 reward points per ₹100Best | 5X rewards on travel | 5x on travel & dining; 1x others |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Mastercard | Visa |
Best for | rewards | travel | travel, dining, lounge-access |
Apply |
Federal Bank
2 reward points per ₹100 — Best for rewards.
RBL Bank
5X rewards on travel — Best for travel.
Standard Chartered
5x on travel & dining; 1x others — Best for travel · dining · lounge-access.
Related Guides
In-depth guides on rewards, lounge access, forex and more.
Related Comparisons
Compare any two cards side-by-side across 140+ issuers.