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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Federal Bank
2 reward points per ₹100 — Best for rewards.
Annual fee
₹1,500
Visa · SBI Card
5X reward points on BPCL fuel — Best for fuel.
Annual fee
₹1,499
Visa · Yes Bank
Lifetime free. 2X reward points on all spends — Best for rewards · lifetime-free.
Annual fee
Lifetime free
Federal Bank
Annual Fee
₹1,500
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
SBI Card
Annual Fee
₹1,499
Reward Rate
5X reward points on BPCL fuel
Welcome Benefit
—
Yes Bank
Annual Fee
Lifetime Free
Reward Rate
2X reward points on all spends
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Federal Bank Visa Signature Credit CardVisa · Federal Bank | SBI BPCL Credit CardVisa · SBI Card | Yes Bank YES Prosperity Credit CardVisa · Yes Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Federal Bank | SBI Card | Yes Bank |
Card | |||
Annual fee | ₹1,500 | ₹1,499 | Lifetime FreeBest |
Joining fee | ₹1,500 | ₹1,499 | ₹0Best |
Reward rate | 2 reward points per ₹100Best | 5X reward points on BPCL fuel | 2X reward points on all spends |
Welcome benefit | — | — | — |
Lifetime free | No | No | YesBest |
Network | Visa | Visa | Visa |
Best for | rewards | fuel | rewards, lifetime-free |
Apply |
Federal Bank
2 reward points per ₹100 — Best for rewards.
SBI Card
5X reward points on BPCL fuel — Best for fuel.
Yes Bank
Lifetime free. 2X reward points on all spends — Best for rewards · lifetime-free.
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