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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Federal Bank
2 reward points per ₹100 — Best for rewards.
Annual fee
₹1,500
Mastercard · SBI Card
5% cashback on top online brands; 1% on others — Best for cashback · online-shopping.
Annual fee
₹999
Mastercard · SBI Card
5 reward points per ₹100 — Best for rewards · premium.
Annual fee
₹2,999
Federal Bank
Annual Fee
₹1,500
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
SBI Card
Annual Fee
₹999
Reward Rate
5% cashback on top online brands; 1% on others
Welcome Benefit
—
SBI Card
Annual Fee
₹2,999
Reward Rate
5 reward points per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Federal Bank Visa Signature Credit CardVisa · Federal Bank | SBI Cashback Credit CardMastercard · SBI Card | SBI Card PRIMEMastercard · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | Federal Bank | SBI Card | SBI Card |
Card | |||
Annual fee | ₹1,500 | ₹999Best | ₹2,999 |
Joining fee | ₹1,500 | ₹999Best | ₹2,999 |
Reward rate | 2 reward points per ₹100 | 5% cashback on top online brands; 1% on others | 5 reward points per ₹100Best |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Mastercard | Mastercard |
Best for | rewards | cashback, online-shopping | rewards, premium |
Apply |
Federal Bank
2 reward points per ₹100 — Best for rewards.
SBI Card
5% cashback on top online brands; 1% on others — Best for cashback · online-shopping.
SBI Card
5 reward points per ₹100 — Best for rewards · premium.
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