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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · HDFC Bank
2 reward points per ₹150 — Best for rewards · everyday.
Annual fee
₹500
Visa · IndusInd Bank
5 reward points per ₹100 — Best for premium.
Annual fee
₹12,500
Mastercard · SBI Card
3 reward points per ₹100 — Best for rewards · premium.
Annual fee
₹4,999
HDFC Bank
Annual Fee
₹500
Reward Rate
2 reward points per ₹150
Welcome Benefit
—
IndusInd Bank
Annual Fee
₹12,500
Reward Rate
5 reward points per ₹100
Welcome Benefit
—
SBI Card
Annual Fee
₹4,999
Reward Rate
3 reward points per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | HDFC Bank Bharat Credit CardMastercard · HDFC Bank | IndusInd Bank Pinnacle Credit CardVisa · IndusInd Bank | SBI Card SignatureMastercard · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | HDFC Bank | IndusInd Bank | SBI Card |
Card | |||
Annual fee | ₹500Best | ₹12,500 | ₹4,999 |
Joining fee | ₹500Best | ₹12,500 | ₹4,999 |
Reward rate | 2 reward points per ₹150 | 5 reward points per ₹100Best | 3 reward points per ₹100 |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Visa | Mastercard |
Best for | rewards, everyday | premium | rewards, premium |
Apply |
HDFC Bank
2 reward points per ₹150 — Best for rewards · everyday.
IndusInd Bank
5 reward points per ₹100 — Best for premium.
SBI Card
3 reward points per ₹100 — Best for rewards · premium.
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