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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · HDFC Bank
2 reward points per ₹150 — Best for rewards · everyday.
Annual fee
₹500
Visa · Kotak Mahindra Bank
5 reward points per ₹100 — Best for premium · rewards.
Annual fee
₹10,000
Mastercard · RBL Bank
5X on dining & fuel — Best for dining · fuel.
Annual fee
₹1,000
HDFC Bank
Annual Fee
₹500
Reward Rate
2 reward points per ₹150
Welcome Benefit
—
Kotak Mahindra Bank
Annual Fee
₹10,000
Reward Rate
5 reward points per ₹100
Welcome Benefit
—
RBL Bank
Annual Fee
₹1,000
Reward Rate
5X on dining & fuel
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | HDFC Bank Bharat Credit CardMastercard · HDFC Bank | Kotak Zenith Credit CardVisa · Kotak Mahindra Bank | RBL Bank Edge Credit CardMastercard · RBL Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | HDFC Bank | Kotak Mahindra Bank | RBL Bank |
Card | |||
Annual fee | ₹500Best | ₹10,000 | ₹1,000 |
Joining fee | ₹500Best | ₹10,000 | ₹1,000 |
Reward rate | 2 reward points per ₹150 | 5 reward points per ₹100Best | 5X on dining & fuel |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Visa | Mastercard |
Best for | rewards, everyday | premium, rewards | dining, fuel |
Apply |
HDFC Bank
2 reward points per ₹150 — Best for rewards · everyday.
Kotak Mahindra Bank
5 reward points per ₹100 — Best for premium · rewards.
RBL Bank
5X on dining & fuel — Best for dining · fuel.
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