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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Mastercard · HDFC Bank
2 reward points per ₹150 — Best for rewards · everyday.
Annual fee
₹500

Mastercard · RBL Bank
5X rewards on travel — Best for travel.
Annual fee
₹3,000

Visa · SBI Card
5X reward points on BPCL fuel — Best for fuel.
Annual fee
₹1,499
HDFC Bank
Annual Fee
₹500
Reward Rate
2 reward points per ₹150
Welcome Benefit
—
RBL Bank
Annual Fee
₹3,000
Reward Rate
5X rewards on travel
Welcome Benefit
—
SBI Card
Annual Fee
₹1,499
Reward Rate
5X reward points on BPCL fuel
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | HDFC Bank Bharat Credit CardMastercard · HDFC Bank | RBL Bank World Safari Credit CardMastercard · RBL Bank | SBI BPCL Credit CardVisa · SBI Card |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | HDFC Bank | RBL Bank | SBI Card |
Card | |||
Annual fee | ₹500Best | ₹3,000 | ₹1,499 |
Joining fee | ₹500Best | ₹3,000 | ₹1,499 |
Reward rate | 2 reward points per ₹150Best | 5X rewards on travel | 5X reward points on BPCL fuel |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Mastercard | Visa |
Best for | rewards, everyday | travel | fuel |
Apply |
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