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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · HDFC Bank
Lifetime free. 10X Reward Points / CashPoints on Big Basket, BookMyShow, OYO, Swiggy, Uber; … — Best for .
Annual fee
₹0

Mastercard · IndusInd Bank
5X rewards on dining — Best for dining.
Annual fee
₹750

Visa · Jupiter (Federal Bank)
5X rewards on top categories — Best for rewards · premium.
Annual fee
₹1,000
HDFC Bank
Annual Fee
₹0
Reward Rate
10X Reward Points / CashPoints on Big Basket, BookMyShow, OYO, Swiggy, Uber; 2 Reward Points per ₹200 on other spends
Welcome Benefit
—
IndusInd Bank
Annual Fee
₹750
Reward Rate
5X rewards on dining
Welcome Benefit
—
Jupiter (Federal Bank)
Annual Fee
₹1,000
Reward Rate
5X rewards on top categories
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | HDFC Bank Freedom Credit CardVisa · HDFC Bank | IndusInd Bank EazyDiner Credit CardMastercard · IndusInd Bank | Jupiter Prime Credit CardVisa · Jupiter (Federal Bank) |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | HDFC Bank | IndusInd Bank | Jupiter (Federal Bank) |
Card | |||
Annual fee | ₹0Best | ₹750 | ₹1,000 |
Joining fee | ₹1,000 | ₹750Best | ₹1,000 |
Reward rate | 10X Reward Points / CashPoints on Big Basket, BookMyShow, OYO, Swiggy, Uber; 2 Reward Points per ₹200 on other spendsBest | 5X rewards on dining | 5X rewards on top categories |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Mastercard | Visa |
Best for | — | dining | rewards, premium |
Apply |
HDFC Bank
Lifetime free. 10X Reward Points / CashPoints on Big Basket, BookMyShow, OYO, Swiggy, Uber; … — Best for .
IndusInd Bank
5X rewards on dining — Best for dining.
Jupiter (Federal Bank)
5X rewards on top categories — Best for rewards · premium.
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