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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · HDFC Bank
5 reward points per ₹150 — Best for premium · lounge-access · travel.
Annual fee
₹12,500
Visa · HDFC Bank
10X cashback on partner spends; 2X on PayZapp — Best for online-shopping · cashback.
Annual fee
₹500
Mastercard · RBL Bank
5X rewards on travel — Best for travel.
Annual fee
₹3,000
HDFC Bank
Annual Fee
₹12,500
Reward Rate
5 reward points per ₹150
Welcome Benefit
—
HDFC Bank
Annual Fee
₹500
Reward Rate
10X cashback on partner spends; 2X on PayZapp
Welcome Benefit
—
RBL Bank
Annual Fee
₹3,000
Reward Rate
5X rewards on travel
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | HDFC Infinia Credit CardMastercard · HDFC Bank | HDFC Bank MoneyBack Plus Credit CardVisa · HDFC Bank | RBL Bank World Safari Credit CardMastercard · RBL Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | HDFC Bank | HDFC Bank | RBL Bank |
Card | |||
Annual fee | ₹12,500 | ₹500Best | ₹3,000 |
Joining fee | ₹12,500 | ₹500Best | ₹3,000 |
Reward rate | 5 reward points per ₹150Best | 10X cashback on partner spends; 2X on PayZapp | 5X rewards on travel |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Visa | Mastercard |
Best for | premium, lounge-access, travel | online-shopping, cashback | travel |
Apply |
HDFC Bank
5 reward points per ₹150 — Best for premium · lounge-access · travel.
HDFC Bank
10X cashback on partner spends; 2X on PayZapp — Best for online-shopping · cashback.
RBL Bank
5X rewards on travel — Best for travel.
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