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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · HDFC Bank
2 Marriott Bonvoy points per ₹150 — Best for travel · hotels · lounge-access.
Annual fee
₹3,000
Mastercard · RBL Bank
2X reward points per ₹100 — Best for rewards.
Annual fee
₹500
Visa · SBI Card
1 reward point per ₹100 — Best for rewards · beginners.
Annual fee
₹499
HDFC Bank
Annual Fee
₹3,000
Reward Rate
2 Marriott Bonvoy points per ₹150
Welcome Benefit
—
RBL Bank
Annual Fee
₹500
Reward Rate
2X reward points per ₹100
Welcome Benefit
—
SBI Card
Annual Fee
₹499
Reward Rate
1 reward point per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | HDFC Bank Marriott Bonvoy Credit CardVisa · HDFC Bank | RBL Bank Platinum Plus Credit CardMastercard · RBL Bank | SBI Unnati Credit CardVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | HDFC Bank | RBL Bank | SBI Card |
Card | |||
Annual fee | ₹3,000 | ₹500 | ₹499Best |
Joining fee | ₹3,000 | ₹500 | ₹499Best |
Reward rate | 2 Marriott Bonvoy points per ₹150Best | 2X reward points per ₹100 | 1 reward point per ₹100 |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Mastercard | Visa |
Best for | travel, hotels, lounge-access | rewards | rewards, beginners |
Apply |
HDFC Bank
2 Marriott Bonvoy points per ₹150 — Best for travel · hotels · lounge-access.
RBL Bank
2X reward points per ₹100 — Best for rewards.
SBI Card
1 reward point per ₹100 — Best for rewards · beginners.
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