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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · HDFC Bank
2 Marriott Bonvoy points per ₹150 — Best for travel · hotels · lounge-access.
Annual fee
₹3,000

Visa · SBI Card
2 reward points per ₹100 — Best for rewards.
Annual fee
₹500

Visa · SBI Card
5% reward on Yatra spends — Best for travel.
Annual fee
₹999
HDFC Bank
Annual Fee
₹3,000
Reward Rate
2 Marriott Bonvoy points per ₹150
Welcome Benefit
—
SBI Card
Annual Fee
₹500
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
SBI Card
Annual Fee
₹999
Reward Rate
5% reward on Yatra spends
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | HDFC Bank Marriott Bonvoy Credit CardVisa · HDFC Bank | SBI ApL Platinum Credit CardVisa · SBI Card | SBI Card YatraVisa · SBI Card |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | HDFC Bank | SBI Card | SBI Card |
Card | |||
Annual fee | ₹3,000 | ₹500Best | ₹999 |
Joining fee | ₹3,000 | ₹500Best | ₹999 |
Reward rate | 2 Marriott Bonvoy points per ₹150Best | 2 reward points per ₹100 | 5% reward on Yatra spends |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Visa |
Best for | travel, hotels, lounge-access | rewards | travel |
Apply |
HDFC Bank
2 Marriott Bonvoy points per ₹150 — Best for travel · hotels · lounge-access.
SBI Card
2 reward points per ₹100 — Best for rewards.
SBI Card
5% reward on Yatra spends — Best for travel.
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