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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · HDFC Bank
5X rewards on Amazon/Flipkart/Myntra; 1X on others — Best for online-shopping · cashback.
Annual fee
₹1,000
American Express · ICICI Bank
Lifetime free. 5% back for Prime on Amazon; 3% for non-Prime — Best for online-shopping · amazon · lifetime-free.
Annual fee
Lifetime free
Mastercard · RBL Bank
5X rewards on travel — Best for travel.
Annual fee
₹3,000
HDFC Bank
Annual Fee
₹1,000
Reward Rate
5X rewards on Amazon/Flipkart/Myntra; 1X on others
Welcome Benefit
—
ICICI Bank
Annual Fee
Lifetime Free
Reward Rate
5% back for Prime on Amazon; 3% for non-Prime
Welcome Benefit
—
RBL Bank
Annual Fee
₹3,000
Reward Rate
5X rewards on travel
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | HDFC Bank Millennia Credit CardVisa · HDFC Bank | ICICI Amazon Pay Credit CardAmerican Express · ICICI Bank | RBL Bank World Safari Credit CardMastercard · RBL Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | HDFC Bank | ICICI Bank | RBL Bank |
Card | |||
Annual fee | ₹1,000 | Lifetime FreeBest | ₹3,000 |
Joining fee | ₹1,000 | ₹0Best | ₹3,000 |
Reward rate | 5X rewards on Amazon/Flipkart/Myntra; 1X on others | 5% back for Prime on Amazon; 3% for non-PrimeBest | 5X rewards on travel |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | Visa | American Express | Mastercard |
Best for | online-shopping, cashback | online-shopping, amazon, lifetime-free | travel |
Apply |
HDFC Bank
5X rewards on Amazon/Flipkart/Myntra; 1X on others — Best for online-shopping · cashback.
ICICI Bank
Lifetime free. 5% back for Prime on Amazon; 3% for non-Prime — Best for online-shopping · amazon · lifetime-free.
RBL Bank
5X rewards on travel — Best for travel.
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