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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · HDFC Bank
10X cashback on partner spends; 2X on PayZapp — Best for online-shopping · cashback.
Annual fee
₹500

RuPay · HDFC Bank
2X reward points on UPI spends — Best for rewards · upi.
Annual fee
₹500

Visa · HDFC Bank
5% NeuCoins on Tata; 1.5% on others — Best for online-shopping · premium · rewards.
Annual fee
₹5,000
HDFC Bank
Annual Fee
₹500
Reward Rate
10X cashback on partner spends; 2X on PayZapp
Welcome Benefit
—
HDFC Bank
Annual Fee
₹500
Reward Rate
2X reward points on UPI spends
Welcome Benefit
—
HDFC Bank
Annual Fee
₹5,000
Reward Rate
5% NeuCoins on Tata; 1.5% on others
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | HDFC Bank MoneyBack Plus Credit CardVisa · HDFC Bank | HDFC Bank RuPay Credit CardRuPay · HDFC Bank | HDFC Bank Tata Neu Infinity Credit CardVisa · HDFC Bank |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | HDFC Bank | HDFC Bank | HDFC Bank |
Card | |||
Annual fee | ₹500 | ₹500 | ₹5,000 |
Joining fee | ₹500 | ₹500 | ₹5,000 |
Reward rate | 10X cashback on partner spends; 2X on PayZappBest | 2X reward points on UPI spends | 5% NeuCoins on Tata; 1.5% on others |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | RuPay | Visa |
Best for | online-shopping, cashback | rewards, upi | online-shopping, premium, rewards |
Apply |
HDFC Bank
10X cashback on partner spends; 2X on PayZapp — Best for online-shopping · cashback.
HDFC Bank
2X reward points on UPI spends — Best for rewards · upi.
HDFC Bank
5% NeuCoins on Tata; 1.5% on others — Best for online-shopping · premium · rewards.
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