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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · HDFC Bank
10X cashback on partner spends; 2X on PayZapp — Best for online-shopping · cashback.
Annual fee
₹500
American Express · ICICI Bank
Lifetime free. 5% back for Prime on Amazon; 3% for non-Prime — Best for online-shopping · amazon · lifetime-free.
Annual fee
Lifetime free
Mastercard · Standard Chartered
5% cashback on fuel — Best for fuel.
Annual fee
₹750
HDFC Bank
Annual Fee
₹500
Reward Rate
10X cashback on partner spends; 2X on PayZapp
Welcome Benefit
—
ICICI Bank
Annual Fee
Lifetime Free
Reward Rate
5% back for Prime on Amazon; 3% for non-Prime
Welcome Benefit
—
Standard Chartered
Annual Fee
₹750
Reward Rate
5% cashback on fuel
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | HDFC Bank MoneyBack Plus Credit CardVisa · HDFC Bank | ICICI Amazon Pay Credit CardAmerican Express · ICICI Bank | Standard Chartered Titanium Credit CardMastercard · Standard Chartered |
|---|---|---|---|
Card image |  |  |  |
Provider | HDFC Bank | ICICI Bank | Standard Chartered |
Card | |||
Annual fee | ₹500 | Lifetime FreeBest | ₹750 |
Joining fee | ₹500 | ₹0Best | ₹750 |
Reward rate | 10X cashback on partner spends; 2X on PayZappBest | 5% back for Prime on Amazon; 3% for non-Prime | 5% cashback on fuel |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | Visa | American Express | Mastercard |
Best for | online-shopping, cashback | online-shopping, amazon, lifetime-free | fuel |
Apply |
HDFC Bank
10X cashback on partner spends; 2X on PayZapp — Best for online-shopping · cashback.
ICICI Bank
Lifetime free. 5% back for Prime on Amazon; 3% for non-Prime — Best for online-shopping · amazon · lifetime-free.
Standard Chartered
5% cashback on fuel — Best for fuel.
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