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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · HDFC Bank
4 reward points per ₹150 — Best for travel · lounge-access · premium.
Annual fee
₹2,500
American Express · ICICI Bank
3 reward points per ₹100 — Best for premium · luxury.
Annual fee
₹20,000
Mastercard · RBL Bank
5X reward points on all spends — Best for premium · rewards.
Annual fee
₹10,000
HDFC Bank
Annual Fee
₹2,500
Reward Rate
4 reward points per ₹150
Welcome Benefit
—
ICICI Bank
Annual Fee
₹20,000
Reward Rate
3 reward points per ₹100
Welcome Benefit
—
RBL Bank
Annual Fee
₹10,000
Reward Rate
5X reward points on all spends
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | HDFC Bank Regalia Gold Credit CardMastercard · HDFC Bank | ICICI Bank Bvlgari Credit CardAmerican Express · ICICI Bank | RBL Bank Infinite Credit CardMastercard · RBL Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | HDFC Bank | ICICI Bank | RBL Bank |
Card | |||
Annual fee | ₹2,500Best | ₹20,000 | ₹10,000 |
Joining fee | ₹2,500Best | ₹20,000 | ₹10,000 |
Reward rate | 4 reward points per ₹150Best | 3 reward points per ₹100 | 5X reward points on all spends |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | American Express | Mastercard |
Best for | travel, lounge-access, premium | premium, luxury | premium, rewards |
Apply |
HDFC Bank
4 reward points per ₹150 — Best for travel · lounge-access · premium.
ICICI Bank
3 reward points per ₹100 — Best for premium · luxury.
RBL Bank
5X reward points on all spends — Best for premium · rewards.
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