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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · HDFC Bank
4 reward points per ₹150 — Best for travel · lounge-access · premium.
Annual fee
₹2,500
Visa · IndusInd Bank
5 reward points per ₹100 — Best for premium.
Annual fee
₹12,500
Mastercard · Yes Bank
3X rewards on entertainment & dining — Best for entertainment · dining.
Annual fee
₹500
HDFC Bank
Annual Fee
₹2,500
Reward Rate
4 reward points per ₹150
Welcome Benefit
—
IndusInd Bank
Annual Fee
₹12,500
Reward Rate
5 reward points per ₹100
Welcome Benefit
—
Yes Bank
Annual Fee
₹500
Reward Rate
3X rewards on entertainment & dining
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | HDFC Bank Regalia Gold Credit CardMastercard · HDFC Bank | IndusInd Bank Pinnacle Credit CardVisa · IndusInd Bank | Yes Bank Marvel Plus Credit CardMastercard · Yes Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | HDFC Bank | IndusInd Bank | Yes Bank |
Card | |||
Annual fee | ₹2,500 | ₹12,500 | ₹500Best |
Joining fee | ₹2,500 | ₹12,500 | ₹500Best |
Reward rate | 4 reward points per ₹150 | 5 reward points per ₹100Best | 3X rewards on entertainment & dining |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Visa | Mastercard |
Best for | travel, lounge-access, premium | premium | entertainment, dining |
Apply |
HDFC Bank
4 reward points per ₹150 — Best for travel · lounge-access · premium.
IndusInd Bank
5 reward points per ₹100 — Best for premium.
Yes Bank
3X rewards on entertainment & dining — Best for entertainment · dining.
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