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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · HDFC Bank
4 reward points per ₹150 — Best for travel · lounge-access · premium.
Annual fee
₹2,500
Mastercard · RBL Bank
5X on dining & fuel — Best for dining · fuel.
Annual fee
₹1,000
Visa · SBI Card
5X reward points on BPCL fuel — Best for fuel.
Annual fee
₹1,499
HDFC Bank
Annual Fee
₹2,500
Reward Rate
4 reward points per ₹150
Welcome Benefit
—
RBL Bank
Annual Fee
₹1,000
Reward Rate
5X on dining & fuel
Welcome Benefit
—
SBI Card
Annual Fee
₹1,499
Reward Rate
5X reward points on BPCL fuel
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | HDFC Bank Regalia Gold Credit CardMastercard · HDFC Bank | RBL Bank Edge Credit CardMastercard · RBL Bank | SBI BPCL Credit CardVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | HDFC Bank | RBL Bank | SBI Card |
Card | |||
Annual fee | ₹2,500 | ₹1,000Best | ₹1,499 |
Joining fee | ₹2,500 | ₹1,000Best | ₹1,499 |
Reward rate | 4 reward points per ₹150Best | 5X on dining & fuel | 5X reward points on BPCL fuel |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Mastercard | Visa |
Best for | travel, lounge-access, premium | dining, fuel | fuel |
Apply |
HDFC Bank
4 reward points per ₹150 — Best for travel · lounge-access · premium.
RBL Bank
5X on dining & fuel — Best for dining · fuel.
SBI Card
5X reward points on BPCL fuel — Best for fuel.
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