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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
RuPay · HDFC Bank
2X reward points on UPI spends — Best for rewards · upi.
Annual fee
₹500
Visa · ICICI Bank
Lifetime free. 5% NeuCoins on Tata spends — Best for online-shopping · lifetime-free.
Annual fee
Lifetime free
Mastercard · IndusInd Bank
5X rewards on dining — Best for dining.
Annual fee
₹750
HDFC Bank
Annual Fee
₹500
Reward Rate
2X reward points on UPI spends
Welcome Benefit
—
ICICI Bank
Annual Fee
Lifetime Free
Reward Rate
5% NeuCoins on Tata spends
Welcome Benefit
—
IndusInd Bank
Annual Fee
₹750
Reward Rate
5X rewards on dining
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | HDFC Bank RuPay Credit CardRuPay · HDFC Bank | ICICI Bank Tata Neu Credit CardVisa · ICICI Bank | IndusInd Bank EazyDiner Credit CardMastercard · IndusInd Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | HDFC Bank | ICICI Bank | IndusInd Bank |
Card | |||
Annual fee | ₹500 | Lifetime FreeBest | ₹750 |
Joining fee | ₹500 | ₹0Best | ₹750 |
Reward rate | 2X reward points on UPI spends | 5% NeuCoins on Tata spends | 5X rewards on dining |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | RuPay | Visa | Mastercard |
Best for | rewards, upi | online-shopping, lifetime-free | dining |
Apply |
HDFC Bank
2X reward points on UPI spends — Best for rewards · upi.
ICICI Bank
Lifetime free. 5% NeuCoins on Tata spends — Best for online-shopping · lifetime-free.
IndusInd Bank
5X rewards on dining — Best for dining.
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