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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

RuPay · HDFC Bank
2X reward points on UPI spends — Best for rewards · upi.
Annual fee
₹500

Visa · SBI Card
5X reward points on BPCL fuel — Best for fuel.
Annual fee
₹1,499

Mastercard · Yes Bank
3X rewards on entertainment & dining — Best for entertainment · dining.
Annual fee
₹500
HDFC Bank
Annual Fee
₹500
Reward Rate
2X reward points on UPI spends
Welcome Benefit
—
SBI Card
Annual Fee
₹1,499
Reward Rate
5X reward points on BPCL fuel
Welcome Benefit
—
Yes Bank
Annual Fee
₹500
Reward Rate
3X rewards on entertainment & dining
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | HDFC Bank RuPay Credit CardRuPay · HDFC Bank | SBI BPCL Credit CardVisa · SBI Card | Yes Bank Marvel Plus Credit CardMastercard · Yes Bank |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | HDFC Bank | SBI Card | Yes Bank |
Card | |||
Annual fee | ₹500 | ₹1,499 | ₹500 |
Joining fee | ₹500 | ₹1,499 | ₹500 |
Reward rate | 2X reward points on UPI spends | 5X reward points on BPCL fuelBest | 3X rewards on entertainment & dining |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | RuPay | Visa | Mastercard |
Best for | rewards, upi | fuel | entertainment, dining |
Apply |
HDFC Bank
2X reward points on UPI spends — Best for rewards · upi.
SBI Card
5X reward points on BPCL fuel — Best for fuel.
Yes Bank
3X rewards on entertainment & dining — Best for entertainment · dining.
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