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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
RuPay · HDFC Bank
2X reward points on UPI spends — Best for rewards · upi.
Annual fee
₹500
Visa · SBI Card
5X rewards on medical — Best for healthcare.
Annual fee
₹1,500
Visa · SBI Card
Lifetime free. 5% NeuCoins on Tata — Best for online-shopping · lifetime-free.
Annual fee
Lifetime free
HDFC Bank
Annual Fee
₹500
Reward Rate
2X reward points on UPI spends
Welcome Benefit
—
SBI Card
Annual Fee
₹1,500
Reward Rate
5X rewards on medical
Welcome Benefit
—
SBI Card
Annual Fee
Lifetime Free
Reward Rate
5% NeuCoins on Tata
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | HDFC Bank RuPay Credit CardRuPay · HDFC Bank | SBI Doctor's Credit CardVisa · SBI Card | SBI Card Tata NeuVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | HDFC Bank | SBI Card | SBI Card |
Card | |||
Annual fee | ₹500 | ₹1,500 | Lifetime FreeBest |
Joining fee | ₹500Best | ₹1,500 | ₹1,499 |
Reward rate | 2X reward points on UPI spends | 5X rewards on medical | 5% NeuCoins on Tata |
Welcome benefit | — | — | — |
Lifetime free | No | No | YesBest |
Network | RuPay | Visa | Visa |
Best for | rewards, upi | healthcare | online-shopping, lifetime-free |
Apply |
HDFC Bank
2X reward points on UPI spends — Best for rewards · upi.
SBI Card
5X rewards on medical — Best for healthcare.
SBI Card
Lifetime free. 5% NeuCoins on Tata — Best for online-shopping · lifetime-free.
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