We use analytics cookies to understand how visitors interact with our site. By continuing you agree to our use of cookies as described in our Privacy Policy.
3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · HDFC Bank
5 reward points per ₹150 — Best for online-shopping · lifestyle.
Annual fee
₹500

Mastercard · SBI Card
5% cashback on top online brands; 1% on others — Best for cashback · online-shopping.
Annual fee
₹999

Mastercard · Yes Bank
3X rewards on entertainment & dining — Best for entertainment · dining.
Annual fee
₹500
HDFC Bank
Annual Fee
₹500
Reward Rate
5 reward points per ₹150
Welcome Benefit
—
SBI Card
Annual Fee
₹999
Reward Rate
5% cashback on top online brands; 1% on others
Welcome Benefit
—
Yes Bank
Annual Fee
₹500
Reward Rate
3X rewards on entertainment & dining
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | HDFC Bank Shopper's Stop Credit CardVisa · HDFC Bank | SBI Cashback Credit CardMastercard · SBI Card | Yes Bank Marvel Plus Credit CardMastercard · Yes Bank |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | HDFC Bank | SBI Card | Yes Bank |
Card | |||
Annual fee | ₹500 | ₹999 | ₹500 |
Joining fee | ₹500 | ₹999 | ₹500 |
Reward rate | 5 reward points per ₹150Best | 5% cashback on top online brands; 1% on others | 3X rewards on entertainment & dining |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Mastercard | Mastercard |
Best for | online-shopping, lifestyle | cashback, online-shopping | entertainment, dining |
Apply |
HDFC Bank
5 reward points per ₹150 — Best for online-shopping · lifestyle.
SBI Card
5% cashback on top online brands; 1% on others — Best for cashback · online-shopping.
Yes Bank
3X rewards on entertainment & dining — Best for entertainment · dining.
Related Guides
In-depth guides on rewards, lounge access, forex and more.
Related Comparisons
Compare any two cards side-by-side across 140+ issuers.