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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · HDFC Bank
5 reward points per ₹150 — Best for online-shopping · lifestyle.
Annual fee
₹500
Visa · SBI Card
7.5% cashback on Myntra, 5% cashback on Flipkart
Annual fee
₹500
Visa · Standard Chartered
5% cashback on subscriptions & utilities — Best for bill-payments.
Annual fee
₹1,500
HDFC Bank
Annual Fee
₹500
Reward Rate
5 reward points per ₹150
Welcome Benefit
—
SBI Card
Annual Fee
₹500
Reward Rate
7.5% cashback on Myntra; 5% cashback on Flipkart; 1% cashback on all other spends
Welcome Benefit
Welcome cashback worth ₹500 on first transaction
Standard Chartered
Annual Fee
₹1,500
Reward Rate
5% cashback on subscriptions & utilities
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | HDFC Bank Shopper's Stop Credit CardVisa · HDFC Bank | Flipkart SBI CardVisa · SBI Card | Standard Chartered DigiSmart Credit CardVisa · Standard Chartered |
|---|---|---|---|
Card image |  |  |  |
Provider | HDFC Bank | SBI Card | Standard Chartered |
Card | |||
Annual fee | ₹500 | ₹500 | ₹1,500 |
Joining fee | ₹500 | ₹500 | ₹1,500 |
Reward rate | 5 reward points per ₹150Best | 7.5% cashback on Myntra; 5% cashback on Flipkart; 1% cashback on all other spends | 5% cashback on subscriptions & utilities |
Welcome benefit | — | Welcome cashback worth ₹500 on first transaction | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Visa |
Best for | online-shopping, lifestyle | flipkart, online-shopping, cashback | bill-payments |
Apply |
HDFC Bank
5 reward points per ₹150 — Best for online-shopping · lifestyle.
SBI Card
7.5% cashback on Myntra, 5% cashback on Flipkart
Standard Chartered
5% cashback on subscriptions & utilities — Best for bill-payments.
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