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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · HSBC India
3 reward points per ₹100 — Best for premium · rewards.
Annual fee
₹5,000
Visa · Punjab National Bank
10X rewards on international travel — Best for travel.
Annual fee
₹2,000
Mastercard · RBL Bank
5X reward points on all spends — Best for premium · rewards.
Annual fee
₹10,000
HSBC India
Annual Fee
₹5,000
Reward Rate
3 reward points per ₹100
Welcome Benefit
—
Punjab National Bank
Annual Fee
₹2,000
Reward Rate
10X rewards on international travel
Welcome Benefit
—
RBL Bank
Annual Fee
₹10,000
Reward Rate
5X reward points on all spends
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | HSBC Premier Credit CardVisa · HSBC India | Punjab National Bank Global Credit CardVisa · Punjab National Bank | RBL Bank Infinite Credit CardMastercard · RBL Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | HSBC India | Punjab National Bank | RBL Bank |
Card | |||
Annual fee | ₹5,000 | ₹2,000Best | ₹10,000 |
Joining fee | ₹5,000 | ₹2,000Best | ₹10,000 |
Reward rate | 3 reward points per ₹100Best | 10X rewards on international travel | 5X reward points on all spends |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Mastercard |
Best for | premium, rewards | travel | premium, rewards |
Apply |
HSBC India
3 reward points per ₹100 — Best for premium · rewards.
Punjab National Bank
10X rewards on international travel — Best for travel.
RBL Bank
5X reward points on all spends — Best for premium · rewards.
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