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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · HSBC India
3 reward points per ₹100 — Best for premium · rewards.
Annual fee
₹5,000
Visa · Standard Chartered
5x on travel & dining; 1x others — Best for travel · dining · lounge-access.
Annual fee
₹5,000
Visa · Yes Bank
15 reward points per ₹200 — Best for premium · rewards.
Annual fee
₹10,000
HSBC India
Annual Fee
₹5,000
Reward Rate
3 reward points per ₹100
Welcome Benefit
—
Standard Chartered
Annual Fee
₹5,000
Reward Rate
5x on travel & dining; 1x others
Welcome Benefit
—
Yes Bank
Annual Fee
₹10,000
Reward Rate
15 reward points per ₹200
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | HSBC Premier Credit CardVisa · HSBC India | Standard Chartered Ultimate Credit CardVisa · Standard Chartered | Yes Bank YES First Exclusive Credit CardVisa · Yes Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | HSBC India | Standard Chartered | Yes Bank |
Card | |||
Annual fee | ₹5,000 | ₹5,000 | ₹10,000 |
Joining fee | ₹5,000 | ₹5,000 | ₹10,000 |
Reward rate | 3 reward points per ₹100 | 5x on travel & dining; 1x others | 15 reward points per ₹200Best |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Visa |
Best for | premium, rewards | travel, dining, lounge-access | premium, rewards |
Apply |
HSBC India
3 reward points per ₹100 — Best for premium · rewards.
Standard Chartered
5x on travel & dining; 1x others — Best for travel · dining · lounge-access.
Yes Bank
15 reward points per ₹200 — Best for premium · rewards.
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