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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · HSBC India
2X reward points per ₹100 — Best for rewards.
Annual fee
₹500
Mastercard · IndusInd Bank
5X rewards on dining — Best for dining.
Annual fee
₹750
Mastercard · Standard Chartered
5X on travel & dining — Best for travel · dining.
Annual fee
₹2,500
HSBC India
Annual Fee
₹500
Reward Rate
2X reward points per ₹100
Welcome Benefit
—
IndusInd Bank
Annual Fee
₹750
Reward Rate
5X rewards on dining
Welcome Benefit
—
Standard Chartered
Annual Fee
₹2,500
Reward Rate
5X on travel & dining
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | HSBC Smart Value Credit CardVisa · HSBC India | IndusInd Bank EazyDiner Credit CardMastercard · IndusInd Bank | Standard Chartered Journey Credit CardMastercard · Standard Chartered |
|---|---|---|---|
Card image |  |  |  |
Provider | HSBC India | IndusInd Bank | Standard Chartered |
Card | |||
Annual fee | ₹500Best | ₹750 | ₹2,500 |
Joining fee | ₹500Best | ₹750 | ₹2,500 |
Reward rate | 2X reward points per ₹100Best | 5X rewards on dining | 5X on travel & dining |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Mastercard | Mastercard |
Best for | rewards | dining | travel, dining |
Apply |
HSBC India
2X reward points per ₹100 — Best for rewards.
IndusInd Bank
5X rewards on dining — Best for dining.
Standard Chartered
5X on travel & dining — Best for travel · dining.
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