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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · HSBC India
5X on travel — Best for travel.
Annual fee
₹3,000
Mastercard · IndusInd Bank
5X rewards on dining — Best for dining.
Annual fee
₹750
Visa · Standard Chartered
5% cashback on subscriptions & utilities — Best for bill-payments.
Annual fee
₹1,500
HSBC India
Annual Fee
₹3,000
Reward Rate
5X on travel
Welcome Benefit
—
IndusInd Bank
Annual Fee
₹750
Reward Rate
5X rewards on dining
Welcome Benefit
—
Standard Chartered
Annual Fee
₹1,500
Reward Rate
5% cashback on subscriptions & utilities
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | HSBC TravelOne Credit CardVisa · HSBC India | IndusInd Bank EazyDiner Credit CardMastercard · IndusInd Bank | Standard Chartered DigiSmart Credit CardVisa · Standard Chartered |
|---|---|---|---|
Card image |  |  |  |
Provider | HSBC India | IndusInd Bank | Standard Chartered |
Card | |||
Annual fee | ₹3,000 | ₹750Best | ₹1,500 |
Joining fee | ₹3,000 | ₹750Best | ₹1,500 |
Reward rate | 5X on travel | 5X rewards on dining | 5% cashback on subscriptions & utilities |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Mastercard | Visa |
Best for | travel | dining | bill-payments |
Apply |
HSBC India
5X on travel — Best for travel.
IndusInd Bank
5X rewards on dining — Best for dining.
Standard Chartered
5% cashback on subscriptions & utilities — Best for bill-payments.
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