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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · HSBC India
5X on travel — Best for travel.
Annual fee
₹3,000

Visa · IndusInd Bank
5 reward points per ₹100 — Best for premium.
Annual fee
₹12,500

Mastercard · RBL Bank
5X on dining & fuel — Best for dining · fuel.
Annual fee
₹1,000
HSBC India
Annual Fee
₹3,000
Reward Rate
5X on travel
Welcome Benefit
—
IndusInd Bank
Annual Fee
₹12,500
Reward Rate
5 reward points per ₹100
Welcome Benefit
—
RBL Bank
Annual Fee
₹1,000
Reward Rate
5X on dining & fuel
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | HSBC TravelOne Credit CardVisa · HSBC India | IndusInd Bank Pinnacle Credit CardVisa · IndusInd Bank | RBL Bank Edge Credit CardMastercard · RBL Bank |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | HSBC India | IndusInd Bank | RBL Bank |
Card | |||
Annual fee | ₹3,000 | ₹12,500 | ₹1,000Best |
Joining fee | ₹3,000 | ₹12,500 | ₹1,000Best |
Reward rate | 5X on travel | 5 reward points per ₹100Best | 5X on dining & fuel |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Mastercard |
Best for | travel | premium | dining, fuel |
Apply |
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