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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · HSBC India
5X on travel — Best for travel.
Annual fee
₹3,000
Visa · Standard Chartered
5% cashback on utilities — Best for bill-payments.
Annual fee
₹750
Visa · slice (SBM Bank)
Lifetime free. 2X rewards on online spends — Best for online-shopping · lifetime-free.
Annual fee
Lifetime free
HSBC India
Annual Fee
₹3,000
Reward Rate
5X on travel
Welcome Benefit
—
Standard Chartered
Annual Fee
₹750
Reward Rate
5% cashback on utilities
Welcome Benefit
—
slice (SBM Bank)
Annual Fee
Lifetime Free
Reward Rate
2X rewards on online spends
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | HSBC TravelOne Credit CardVisa · HSBC India | Standard Chartered Super ValueTitanium Credit CardVisa · Standard Chartered | slice Credit CardVisa · slice (SBM Bank) |
|---|---|---|---|
Card image |  |  |  |
Provider | HSBC India | Standard Chartered | slice (SBM Bank) |
Card | |||
Annual fee | ₹3,000 | ₹750 | Lifetime FreeBest |
Joining fee | ₹3,000 | ₹750 | ₹0Best |
Reward rate | 5X on travel | 5% cashback on utilities | 2X rewards on online spends |
Welcome benefit | — | — | — |
Lifetime free | No | No | YesBest |
Network | Visa | Visa | Visa |
Best for | travel | bill-payments | online-shopping, lifetime-free |
Apply |
HSBC India
5X on travel — Best for travel.
Standard Chartered
5% cashback on utilities — Best for bill-payments.
slice (SBM Bank)
Lifetime free. 2X rewards on online spends — Best for online-shopping · lifetime-free.
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