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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
American Express · ICICI Bank
3 reward points per ₹100 — Best for premium · luxury.
Annual fee
₹20,000
Mastercard · ICICI Bank
2 reward points per ₹100 — Best for rewards · lifestyle.
Annual fee
₹3,000
Visa · Yes Bank
8 reward points per ₹200 — Best for premium · rewards.
Annual fee
₹2,500
ICICI Bank
Annual Fee
₹20,000
Reward Rate
3 reward points per ₹100
Welcome Benefit
—
ICICI Bank
Annual Fee
₹3,000
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
Yes Bank
Annual Fee
₹2,500
Reward Rate
8 reward points per ₹200
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | ICICI Bank Bvlgari Credit CardAmerican Express · ICICI Bank | ICICI Bank Gemstone Credit CardMastercard · ICICI Bank | Yes Bank YES Premia Credit CardVisa · Yes Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | ICICI Bank | ICICI Bank | Yes Bank |
Card | |||
Annual fee | ₹20,000 | ₹3,000 | ₹2,500Best |
Joining fee | ₹20,000 | ₹3,000 | ₹2,500Best |
Reward rate | 3 reward points per ₹100 | 2 reward points per ₹100 | 8 reward points per ₹200Best |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | American Express | Mastercard | Visa |
Best for | premium, luxury | rewards, lifestyle | premium, rewards |
Apply |
ICICI Bank
3 reward points per ₹100 — Best for premium · luxury.
ICICI Bank
2 reward points per ₹100 — Best for rewards · lifestyle.
Yes Bank
8 reward points per ₹200 — Best for premium · rewards.
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