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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
American Express · ICICI Bank
3 reward points per ₹100 — Best for premium · luxury.
Annual fee
₹20,000
Mastercard · RBL Bank
5X reward points on all spends — Best for premium · rewards.
Annual fee
₹10,000
Mastercard · RBL Bank
2X reward points per ₹100 — Best for rewards.
Annual fee
₹500
ICICI Bank
Annual Fee
₹20,000
Reward Rate
3 reward points per ₹100
Welcome Benefit
—
RBL Bank
Annual Fee
₹10,000
Reward Rate
5X reward points on all spends
Welcome Benefit
—
RBL Bank
Annual Fee
₹500
Reward Rate
2X reward points per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | ICICI Bank Bvlgari Credit CardAmerican Express · ICICI Bank | RBL Bank Infinite Credit CardMastercard · RBL Bank | RBL Bank Platinum Plus Credit CardMastercard · RBL Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | ICICI Bank | RBL Bank | RBL Bank |
Card | |||
Annual fee | ₹20,000 | ₹10,000 | ₹500Best |
Joining fee | ₹20,000 | ₹10,000 | ₹500Best |
Reward rate | 3 reward points per ₹100Best | 5X reward points on all spends | 2X reward points per ₹100 |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | American Express | Mastercard | Mastercard |
Best for | premium, luxury | premium, rewards | rewards |
Apply |
ICICI Bank
3 reward points per ₹100 — Best for premium · luxury.
RBL Bank
5X reward points on all spends — Best for premium · rewards.
RBL Bank
2X reward points per ₹100 — Best for rewards.
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