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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
American Express · ICICI Bank
3 reward points per ₹100 — Best for premium · luxury.
Annual fee
₹20,000
Visa · SBI Card
5X rewards on medical — Best for healthcare.
Annual fee
₹1,500
Visa · Yes Bank
12 reward points per ₹200 — Best for premium · rewards.
Annual fee
₹5,000
ICICI Bank
Annual Fee
₹20,000
Reward Rate
3 reward points per ₹100
Welcome Benefit
—
SBI Card
Annual Fee
₹1,500
Reward Rate
5X rewards on medical
Welcome Benefit
—
Yes Bank
Annual Fee
₹5,000
Reward Rate
12 reward points per ₹200
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | ICICI Bank Bvlgari Credit CardAmerican Express · ICICI Bank | SBI Doctor's Credit CardVisa · SBI Card | Yes Bank YES First Preferred Credit CardVisa · Yes Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | ICICI Bank | SBI Card | Yes Bank |
Card | |||
Annual fee | ₹20,000 | ₹1,500Best | ₹5,000 |
Joining fee | ₹20,000 | ₹1,500Best | ₹5,000 |
Reward rate | 3 reward points per ₹100 | 5X rewards on medical | 12 reward points per ₹200Best |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | American Express | Visa | Visa |
Best for | premium, luxury | healthcare | premium, rewards |
Apply |
ICICI Bank
3 reward points per ₹100 — Best for premium · luxury.
SBI Card
5X rewards on medical — Best for healthcare.
Yes Bank
12 reward points per ₹200 — Best for premium · rewards.
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