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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · ICICI Bank
2 Payback points per ₹100 on dining — Best for dining · rewards.
Annual fee
₹500
American Express · ICICI Bank
4 reward points per ₹100 — Best for premium · travel · rewards.
Annual fee
₹6,500
Mastercard · SBI Card
5% cashback on top online brands; 1% on others — Best for cashback · online-shopping.
Annual fee
₹999
ICICI Bank
Annual Fee
₹500
Reward Rate
2 Payback points per ₹100 on dining
Welcome Benefit
—
ICICI Bank
Annual Fee
₹6,500
Reward Rate
4 reward points per ₹100
Welcome Benefit
—
SBI Card
Annual Fee
₹999
Reward Rate
5% cashback on top online brands; 1% on others
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | ICICI Coral Credit CardMastercard · ICICI Bank | ICICI Sapphiro Credit CardAmerican Express · ICICI Bank | SBI Cashback Credit CardMastercard · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | ICICI Bank | ICICI Bank | SBI Card |
Card | |||
Annual fee | ₹500Best | ₹6,500 | ₹999 |
Joining fee | ₹500Best | ₹6,500 | ₹999 |
Reward rate | 2 Payback points per ₹100 on dining | 4 reward points per ₹100Best | 5% cashback on top online brands; 1% on others |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | American Express | Mastercard |
Best for | dining, rewards | premium, travel, rewards | cashback, online-shopping |
Apply |
ICICI Bank
2 Payback points per ₹100 on dining — Best for dining · rewards.
ICICI Bank
4 reward points per ₹100 — Best for premium · travel · rewards.
SBI Card
5% cashback on top online brands; 1% on others — Best for cashback · online-shopping.
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