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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · ICICI Bank
2 Payback points per ₹100 on dining — Best for dining · rewards.
Annual fee
₹500
Mastercard · IDFC FIRST Bank
10X reward points on all spends — Best for rewards · premium.
Annual fee
₹5,000
Mastercard · Yes Bank
3X rewards on entertainment & dining — Best for entertainment · dining.
Annual fee
₹500
ICICI Bank
Annual Fee
₹500
Reward Rate
2 Payback points per ₹100 on dining
Welcome Benefit
—
IDFC FIRST Bank
Annual Fee
₹5,000
Reward Rate
10X reward points on all spends
Welcome Benefit
—
Yes Bank
Annual Fee
₹500
Reward Rate
3X rewards on entertainment & dining
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | ICICI Coral Credit CardMastercard · ICICI Bank | IDFC FIRST Ashva Credit CardMastercard · IDFC FIRST Bank | Yes Bank Marvel Plus Credit CardMastercard · Yes Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | ICICI Bank | IDFC FIRST Bank | Yes Bank |
Card | |||
Annual fee | ₹500 | ₹5,000 | ₹500 |
Joining fee | ₹500 | ₹5,000 | ₹500 |
Reward rate | 2 Payback points per ₹100 on diningBest | 10X reward points on all spends | 3X rewards on entertainment & dining |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Mastercard | Mastercard |
Best for | dining, rewards | rewards, premium | entertainment, dining |
Apply |
ICICI Bank
2 Payback points per ₹100 on dining — Best for dining · rewards.
IDFC FIRST Bank
10X reward points on all spends — Best for rewards · premium.
Yes Bank
3X rewards on entertainment & dining — Best for entertainment · dining.
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