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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · ICICI Bank
4 reward points per ₹100 — Best for premium · travel · rewards.
Annual fee
₹12,000
Mastercard · IndusInd Bank
2X rewards on all spends — Best for rewards.
Annual fee
₹1,500
Visa · SBI Card
10X reward points on health — Best for healthcare · rewards.
Annual fee
₹1,499
ICICI Bank
Annual Fee
₹12,000
Reward Rate
4 reward points per ₹100
Welcome Benefit
—
IndusInd Bank
Annual Fee
₹1,500
Reward Rate
2X rewards on all spends
Welcome Benefit
—
SBI Card
Annual Fee
₹1,499
Reward Rate
10X reward points on health
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | ICICI Emeralde Credit CardMastercard · ICICI Bank | IndusInd Bank Duo Credit CardMastercard · IndusInd Bank | SBI Card PulseVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | ICICI Bank | IndusInd Bank | SBI Card |
Card | |||
Annual fee | ₹12,000 | ₹1,500 | ₹1,499Best |
Joining fee | ₹12,000 | ₹1,500 | ₹1,499Best |
Reward rate | 4 reward points per ₹100Best | 2X rewards on all spends | 10X reward points on health |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Mastercard | Visa |
Best for | premium, travel, rewards | rewards | healthcare, rewards |
Apply |
ICICI Bank
4 reward points per ₹100 — Best for premium · travel · rewards.
IndusInd Bank
2X rewards on all spends — Best for rewards.
SBI Card
10X reward points on health — Best for healthcare · rewards.
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