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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · ICICI Bank
4 reward points per ₹100 — Best for premium · travel · rewards.
Annual fee
₹12,000
Mastercard · IndusInd Bank
5X rewards on dining — Best for dining.
Annual fee
₹750
Mastercard · RBL Bank
Lifetime free. 2X reward points on online — Best for online-shopping · lifetime-free.
Annual fee
Lifetime free
ICICI Bank
Annual Fee
₹12,000
Reward Rate
4 reward points per ₹100
Welcome Benefit
—
IndusInd Bank
Annual Fee
₹750
Reward Rate
5X rewards on dining
Welcome Benefit
—
RBL Bank
Annual Fee
Lifetime Free
Reward Rate
2X reward points on online
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | ICICI Emeralde Credit CardMastercard · ICICI Bank | IndusInd Bank EazyDiner Credit CardMastercard · IndusInd Bank | RBL Bank ShopRite Credit CardMastercard · RBL Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | ICICI Bank | IndusInd Bank | RBL Bank |
Card | |||
Annual fee | ₹12,000 | ₹750 | Lifetime FreeBest |
Joining fee | ₹12,000 | ₹750 | ₹0Best |
Reward rate | 4 reward points per ₹100Best | 5X rewards on dining | 2X reward points on online |
Welcome benefit | — | — | — |
Lifetime free | No | No | YesBest |
Network | Mastercard | Mastercard | Mastercard |
Best for | premium, travel, rewards | dining | online-shopping, lifetime-free |
Apply |
ICICI Bank
4 reward points per ₹100 — Best for premium · travel · rewards.
IndusInd Bank
5X rewards on dining — Best for dining.
RBL Bank
Lifetime free. 2X reward points on online — Best for online-shopping · lifetime-free.
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