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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · ICICI Bank
2 reward points per ₹100 — Best for rewards · lifestyle.
Annual fee
₹3,000
Visa · ICICI Bank
2 reward points per ₹100 — Best for rewards.
Annual fee
₹3,000
Mastercard · IndusInd Bank
2X rewards on all spends — Best for rewards.
Annual fee
₹1,500
ICICI Bank
Annual Fee
₹3,000
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
ICICI Bank
Annual Fee
₹3,000
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
IndusInd Bank
Annual Fee
₹1,500
Reward Rate
2X rewards on all spends
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | ICICI Bank Gemstone Credit CardMastercard · ICICI Bank | ICICI Bank Rubyx Credit CardVisa · ICICI Bank | IndusInd Bank Duo Credit CardMastercard · IndusInd Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | ICICI Bank | ICICI Bank | IndusInd Bank |
Card | |||
Annual fee | ₹3,000 | ₹3,000 | ₹1,500Best |
Joining fee | ₹3,000 | ₹3,000 | ₹1,500Best |
Reward rate | 2 reward points per ₹100 | 2 reward points per ₹100 | 2X rewards on all spends |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Visa | Mastercard |
Best for | rewards, lifestyle | rewards | rewards |
Apply |
ICICI Bank
2 reward points per ₹100 — Best for rewards · lifestyle.
ICICI Bank
2 reward points per ₹100 — Best for rewards.
IndusInd Bank
2X rewards on all spends — Best for rewards.
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