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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · ICICI Bank
2 reward points per ₹100 — Best for rewards · lifestyle.
Annual fee
₹3,000
Visa · ICICI Bank
Lifetime free. 5% NeuCoins on Tata spends — Best for online-shopping · lifetime-free.
Annual fee
Lifetime free
Visa · IndusInd Bank
1 reward point per ₹100 — Best for fuel · rewards.
Annual fee
₹500
ICICI Bank
Annual Fee
₹3,000
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
ICICI Bank
Annual Fee
Lifetime Free
Reward Rate
5% NeuCoins on Tata spends
Welcome Benefit
—
IndusInd Bank
Annual Fee
₹500
Reward Rate
1 reward point per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | ICICI Bank Gemstone Credit CardMastercard · ICICI Bank | ICICI Bank Tata Neu Credit CardVisa · ICICI Bank | IndusInd Bank Celeste Credit CardVisa · IndusInd Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | ICICI Bank | ICICI Bank | IndusInd Bank |
Card | |||
Annual fee | ₹3,000 | Lifetime FreeBest | ₹500 |
Joining fee | ₹3,000 | ₹0Best | ₹500 |
Reward rate | 2 reward points per ₹100Best | 5% NeuCoins on Tata spends | 1 reward point per ₹100 |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | Mastercard | Visa | Visa |
Best for | rewards, lifestyle | online-shopping, lifetime-free | fuel, rewards |
Apply |
ICICI Bank
2 reward points per ₹100 — Best for rewards · lifestyle.
ICICI Bank
Lifetime free. 5% NeuCoins on Tata spends — Best for online-shopping · lifetime-free.
IndusInd Bank
1 reward point per ₹100 — Best for fuel · rewards.
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