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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · ICICI Bank
2 reward points per ₹100 — Best for rewards · lifestyle.
Annual fee
₹3,000
Mastercard · IndusInd Bank
5X rewards on dining — Best for dining.
Annual fee
₹750
Visa · SBI Card
10X rewards on partner online brands; 1X on others — Best for online-shopping · rewards.
Annual fee
₹499
ICICI Bank
Annual Fee
₹3,000
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
IndusInd Bank
Annual Fee
₹750
Reward Rate
5X rewards on dining
Welcome Benefit
—
SBI Card
Annual Fee
₹499
Reward Rate
10X rewards on partner online brands; 1X on others
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | ICICI Bank Gemstone Credit CardMastercard · ICICI Bank | IndusInd Bank EazyDiner Credit CardMastercard · IndusInd Bank | SBI SimplyCLICK Credit CardVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | ICICI Bank | IndusInd Bank | SBI Card |
Card | |||
Annual fee | ₹3,000 | ₹750 | ₹499Best |
Joining fee | ₹3,000 | ₹750 | ₹499Best |
Reward rate | 2 reward points per ₹100Best | 5X rewards on dining | 10X rewards on partner online brands; 1X on others |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Mastercard | Visa |
Best for | rewards, lifestyle | dining | online-shopping, rewards |
Apply |
ICICI Bank
2 reward points per ₹100 — Best for rewards · lifestyle.
IndusInd Bank
5X rewards on dining — Best for dining.
SBI Card
10X rewards on partner online brands; 1X on others — Best for online-shopping · rewards.
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