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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · ICICI Bank
5X rewards on HPCL fuel spends — Best for fuel.
Annual fee
₹500
Visa · ICICI Bank
Lifetime free. MMT Black membership; rewards on MMT — Best for travel · hotels.
Annual fee
Lifetime free
Visa · IndusInd Bank
5 reward points per ₹100 — Best for premium.
Annual fee
₹12,500
ICICI Bank
Annual Fee
₹500
Reward Rate
5X rewards on HPCL fuel spends
Welcome Benefit
—
ICICI Bank
Annual Fee
Lifetime Free
Reward Rate
MMT Black membership; rewards on MMT
Welcome Benefit
—
IndusInd Bank
Annual Fee
₹12,500
Reward Rate
5 reward points per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | ICICI HPCL Coral Credit CardMastercard · ICICI Bank | ICICI MakeMyTrip Credit CardVisa · ICICI Bank | IndusInd Bank Pinnacle Credit CardVisa · IndusInd Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | ICICI Bank | ICICI Bank | IndusInd Bank |
Card | |||
Annual fee | ₹500 | Lifetime FreeBest | ₹12,500 |
Joining fee | ₹500 | ₹0Best | ₹12,500 |
Reward rate | 5X rewards on HPCL fuel spends | MMT Black membership; rewards on MMT | 5 reward points per ₹100Best |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | Mastercard | Visa | Visa |
Best for | fuel | travel, hotels | premium |
Apply |
ICICI Bank
5X rewards on HPCL fuel spends — Best for fuel.
ICICI Bank
Lifetime free. MMT Black membership; rewards on MMT — Best for travel · hotels.
IndusInd Bank
5 reward points per ₹100 — Best for premium.
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