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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · ICICI Bank
5X rewards on HPCL fuel spends — Best for fuel.
Annual fee
₹500
Visa · Punjab National Bank
4 reward points per ₹100 — Best for rewards.
Annual fee
₹500
Mastercard · Standard Chartered
5X on travel & dining — Best for travel · dining.
Annual fee
₹2,500
ICICI Bank
Annual Fee
₹500
Reward Rate
5X rewards on HPCL fuel spends
Welcome Benefit
—
Punjab National Bank
Annual Fee
₹500
Reward Rate
4 reward points per ₹100
Welcome Benefit
—
Standard Chartered
Annual Fee
₹2,500
Reward Rate
5X on travel & dining
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | ICICI HPCL Coral Credit CardMastercard · ICICI Bank | Punjab National Bank Rakshak Credit CardVisa · Punjab National Bank | Standard Chartered Journey Credit CardMastercard · Standard Chartered |
|---|---|---|---|
Card image |  |  |  |
Provider | ICICI Bank | Punjab National Bank | Standard Chartered |
Card | |||
Annual fee | ₹500 | ₹500 | ₹2,500 |
Joining fee | ₹500 | ₹500 | ₹2,500 |
Reward rate | 5X rewards on HPCL fuel spends | 4 reward points per ₹100Best | 5X on travel & dining |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Visa | Mastercard |
Best for | fuel | rewards | travel, dining |
Apply |
ICICI Bank
5X rewards on HPCL fuel spends — Best for fuel.
Punjab National Bank
4 reward points per ₹100 — Best for rewards.
Standard Chartered
5X on travel & dining — Best for travel · dining.
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