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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Mastercard · ICICI Bank
5X rewards on HPCL fuel spends — Best for fuel.
Annual fee
₹500

Visa · SBI Card
10X reward points on health — Best for healthcare · rewards.
Annual fee
₹1,499

Visa · Yes Bank
Lifetime free. 2X reward points on all spends — Best for rewards · lifetime-free.
Annual fee
Lifetime free
ICICI Bank
Annual Fee
₹500
Reward Rate
5X rewards on HPCL fuel spends
Welcome Benefit
—
SBI Card
Annual Fee
₹1,499
Reward Rate
10X reward points on health
Welcome Benefit
—
Yes Bank
Annual Fee
Lifetime Free
Reward Rate
2X reward points on all spends
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | ICICI HPCL Coral Credit CardMastercard · ICICI Bank | SBI Card PulseVisa · SBI Card | Yes Bank YES Prosperity Credit CardVisa · Yes Bank |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | ICICI Bank | SBI Card | Yes Bank |
Card | |||
Annual fee | ₹500 | ₹1,499 | Lifetime FreeBest |
Joining fee | ₹500 | ₹1,499 | ₹0Best |
Reward rate | 5X rewards on HPCL fuel spends | 10X reward points on healthBest | 2X reward points on all spends |
Welcome benefit | — | — | — |
Lifetime free | No | No | YesBest |
Network | Mastercard | Visa | Visa |
Best for | fuel | healthcare, rewards | rewards, lifetime-free |
Apply |
ICICI Bank
5X rewards on HPCL fuel spends — Best for fuel.
SBI Card
10X reward points on health — Best for healthcare · rewards.
Yes Bank
Lifetime free. 2X reward points on all spends — Best for rewards · lifetime-free.
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