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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · ICICI Bank
2 reward points per ₹100 — Best for rewards.
Annual fee
₹3,000
Mastercard · SBI Card
5% cashback on top online brands; 1% on others — Best for cashback · online-shopping.
Annual fee
₹999
Visa · SBI Card
10X reward points on health — Best for healthcare · rewards.
Annual fee
₹1,499
ICICI Bank
Annual Fee
₹3,000
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
SBI Card
Annual Fee
₹999
Reward Rate
5% cashback on top online brands; 1% on others
Welcome Benefit
—
SBI Card
Annual Fee
₹1,499
Reward Rate
10X reward points on health
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | ICICI Bank Rubyx Credit CardVisa · ICICI Bank | SBI Cashback Credit CardMastercard · SBI Card | SBI Card PulseVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | ICICI Bank | SBI Card | SBI Card |
Card | |||
Annual fee | ₹3,000 | ₹999Best | ₹1,499 |
Joining fee | ₹3,000 | ₹999Best | ₹1,499 |
Reward rate | 2 reward points per ₹100Best | 5% cashback on top online brands; 1% on others | 10X reward points on health |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Mastercard | Visa |
Best for | rewards | cashback, online-shopping | healthcare, rewards |
Apply |
ICICI Bank
2 reward points per ₹100 — Best for rewards.
SBI Card
5% cashback on top online brands; 1% on others — Best for cashback · online-shopping.
SBI Card
10X reward points on health — Best for healthcare · rewards.
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