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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
American Express · ICICI Bank
4 reward points per ₹100 — Best for premium · travel · rewards.
Annual fee
₹6,500
Visa · Standard Chartered
5% cashback on subscriptions & utilities — Best for bill-payments.
Annual fee
₹1,500
Mastercard · Yes Bank
3X rewards on entertainment & dining — Best for entertainment · dining.
Annual fee
₹500
ICICI Bank
Annual Fee
₹6,500
Reward Rate
4 reward points per ₹100
Welcome Benefit
—
Standard Chartered
Annual Fee
₹1,500
Reward Rate
5% cashback on subscriptions & utilities
Welcome Benefit
—
Yes Bank
Annual Fee
₹500
Reward Rate
3X rewards on entertainment & dining
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | ICICI Sapphiro Credit CardAmerican Express · ICICI Bank | Standard Chartered DigiSmart Credit CardVisa · Standard Chartered | Yes Bank Marvel Plus Credit CardMastercard · Yes Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | ICICI Bank | Standard Chartered | Yes Bank |
Card | |||
Annual fee | ₹6,500 | ₹1,500 | ₹500Best |
Joining fee | ₹6,500 | ₹1,500 | ₹500Best |
Reward rate | 4 reward points per ₹100Best | 5% cashback on subscriptions & utilities | 3X rewards on entertainment & dining |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | American Express | Visa | Mastercard |
Best for | premium, travel, rewards | bill-payments | entertainment, dining |
Apply |
ICICI Bank
4 reward points per ₹100 — Best for premium · travel · rewards.
Standard Chartered
5% cashback on subscriptions & utilities — Best for bill-payments.
Yes Bank
3X rewards on entertainment & dining — Best for entertainment · dining.
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