We use analytics cookies to understand how visitors interact with our site. By continuing you agree to our use of cookies as described in our Privacy Policy.
3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · IDFC FIRST Bank
10X reward points on all spends — Best for rewards · premium.
Annual fee
₹5,000
Visa · Punjab National Bank
10X rewards on international travel — Best for travel.
Annual fee
₹2,000
Visa · SBI Card
10X reward points on health — Best for healthcare · rewards.
Annual fee
₹1,499
IDFC FIRST Bank
Annual Fee
₹5,000
Reward Rate
10X reward points on all spends
Welcome Benefit
—
Punjab National Bank
Annual Fee
₹2,000
Reward Rate
10X rewards on international travel
Welcome Benefit
—
SBI Card
Annual Fee
₹1,499
Reward Rate
10X reward points on health
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | IDFC FIRST Ashva Credit CardMastercard · IDFC FIRST Bank | Punjab National Bank Global Credit CardVisa · Punjab National Bank | SBI Card PulseVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | IDFC FIRST Bank | Punjab National Bank | SBI Card |
Card | |||
Annual fee | ₹5,000 | ₹2,000 | ₹1,499Best |
Joining fee | ₹5,000 | ₹2,000 | ₹1,499Best |
Reward rate | 10X reward points on all spends | 10X rewards on international travel | 10X reward points on health |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Visa | Visa |
Best for | rewards, premium | travel | healthcare, rewards |
Apply |
IDFC FIRST Bank
10X reward points on all spends — Best for rewards · premium.
Punjab National Bank
10X rewards on international travel — Best for travel.
SBI Card
10X reward points on health — Best for healthcare · rewards.
Related Guides
In-depth guides on rewards, lounge access, forex and more.
Related Comparisons
Compare any two cards side-by-side across 140+ issuers.
