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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · IndusInd Bank
1 reward point per ₹100 — Best for fuel · rewards.
Annual fee
₹500

Mastercard · IndusInd Bank
5X rewards on dining — Best for dining.
Annual fee
₹750

Visa · SBI Card
Welcome gift of 2,500 IndiGo BluChips
Annual fee
Lifetime free
IndusInd Bank
Annual Fee
₹500
Reward Rate
1 reward point per ₹100
Welcome Benefit
—
IndusInd Bank
Annual Fee
₹750
Reward Rate
5X rewards on dining
Welcome Benefit
—
SBI Card
Annual Fee
Lifetime Free
Reward Rate
2 IndiGo BluChips per ₹100 on IndiGo transactions; 1 BluChip per ₹100 on other spends
Welcome Benefit
Welcome gift of up to 2,500 IndiGo BluChips on joining
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | IndusInd Bank Celeste Credit CardVisa · IndusInd Bank | IndusInd Bank EazyDiner Credit CardMastercard · IndusInd Bank | IndiGo SBI CardVisa · SBI Card |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | IndusInd Bank | IndusInd Bank | SBI Card |
Card | |||
Annual fee | ₹500 | ₹750 | Lifetime FreeBest |
Joining fee | ₹500 | ₹750 | ₹0Best |
Reward rate | 1 reward point per ₹100 | 5X rewards on dining | 2 IndiGo BluChips per ₹100 on IndiGo transactions; 1 BluChip per ₹100 on other spendsBest |
Welcome benefit | — | — | Welcome gift of up to 2,500 IndiGo BluChips on joining |
Lifetime free | No | No | YesBest |
Network | Visa | Mastercard | Visa |
Best for | fuel, rewards | dining | airlines, travel |
Apply |
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