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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · IndusInd Bank
1 reward point per ₹100 — Best for fuel · rewards.
Annual fee
₹500
Visa · Kotak Mahindra Bank
4X rewards on selected spends — Best for rewards · premium.
Annual fee
₹3,000
Visa · SBI Card
5% reward on Yatra spends — Best for travel.
Annual fee
₹999
IndusInd Bank
Annual Fee
₹500
Reward Rate
1 reward point per ₹100
Welcome Benefit
—
Kotak Mahindra Bank
Annual Fee
₹3,000
Reward Rate
4X rewards on selected spends
Welcome Benefit
—
SBI Card
Annual Fee
₹999
Reward Rate
5% reward on Yatra spends
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | IndusInd Bank Celeste Credit CardVisa · IndusInd Bank | Kotak White Reserve Credit CardVisa · Kotak Mahindra Bank | SBI Card YatraVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | IndusInd Bank | Kotak Mahindra Bank | SBI Card |
Card | |||
Annual fee | ₹500Best | ₹3,000 | ₹999 |
Joining fee | ₹500Best | ₹3,000 | ₹999 |
Reward rate | 1 reward point per ₹100Best | 4X rewards on selected spends | 5% reward on Yatra spends |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Visa |
Best for | fuel, rewards | rewards, premium | travel |
Apply |
IndusInd Bank
1 reward point per ₹100 — Best for fuel · rewards.
Kotak Mahindra Bank
4X rewards on selected spends — Best for rewards · premium.
SBI Card
5% reward on Yatra spends — Best for travel.
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