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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · IndusInd Bank
1 reward point per ₹100 — Best for fuel · rewards.
Annual fee
₹500
Visa · Punjab National Bank
10X rewards on international travel — Best for travel.
Annual fee
₹2,000
Visa · SBI Card
10X reward points on health — Best for healthcare · rewards.
Annual fee
₹1,499
IndusInd Bank
Annual Fee
₹500
Reward Rate
1 reward point per ₹100
Welcome Benefit
—
Punjab National Bank
Annual Fee
₹2,000
Reward Rate
10X rewards on international travel
Welcome Benefit
—
SBI Card
Annual Fee
₹1,499
Reward Rate
10X reward points on health
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | IndusInd Bank Celeste Credit CardVisa · IndusInd Bank | Punjab National Bank Global Credit CardVisa · Punjab National Bank | SBI Card PulseVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | IndusInd Bank | Punjab National Bank | SBI Card |
Card | |||
Annual fee | ₹500Best | ₹2,000 | ₹1,499 |
Joining fee | ₹500Best | ₹2,000 | ₹1,499 |
Reward rate | 1 reward point per ₹100Best | 10X rewards on international travel | 10X reward points on health |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Visa |
Best for | fuel, rewards | travel | healthcare, rewards |
Apply |
IndusInd Bank
1 reward point per ₹100 — Best for fuel · rewards.
Punjab National Bank
10X rewards on international travel — Best for travel.
SBI Card
10X reward points on health — Best for healthcare · rewards.
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