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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Mastercard · IndusInd Bank
2X rewards on all spends — Best for rewards.
Annual fee
₹1,500

Visa · Jupiter (Federal Bank)
5X rewards on top categories — Best for rewards · premium.
Annual fee
₹1,000

Visa · Kotak Mahindra Bank
4X rewards on selected spends — Best for rewards · premium.
Annual fee
₹3,000
IndusInd Bank
Annual Fee
₹1,500
Reward Rate
2X rewards on all spends
Welcome Benefit
—
Jupiter (Federal Bank)
Annual Fee
₹1,000
Reward Rate
5X rewards on top categories
Welcome Benefit
—
Kotak Mahindra Bank
Annual Fee
₹3,000
Reward Rate
4X rewards on selected spends
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | IndusInd Bank Duo Credit CardMastercard · IndusInd Bank | Jupiter Prime Credit CardVisa · Jupiter (Federal Bank) | Kotak White Reserve Credit CardVisa · Kotak Mahindra Bank |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | IndusInd Bank | Jupiter (Federal Bank) | Kotak Mahindra Bank |
Card | |||
Annual fee | ₹1,500 | ₹1,000Best | ₹3,000 |
Joining fee | ₹1,500 | ₹1,000Best | ₹3,000 |
Reward rate | 2X rewards on all spends | 5X rewards on top categoriesBest | 4X rewards on selected spends |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Visa | Visa |
Best for | rewards | rewards, premium | rewards, premium |
Apply |
IndusInd Bank
2X rewards on all spends — Best for rewards.
Jupiter (Federal Bank)
5X rewards on top categories — Best for rewards · premium.
Kotak Mahindra Bank
4X rewards on selected spends — Best for rewards · premium.
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