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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · IndusInd Bank
2X rewards on all spends — Best for rewards.
Annual fee
₹1,500
Visa · Punjab National Bank
4 reward points per ₹100 — Best for rewards.
Annual fee
₹500
Visa · SBI Card
5% reward on Yatra spends — Best for travel.
Annual fee
₹999
IndusInd Bank
Annual Fee
₹1,500
Reward Rate
2X rewards on all spends
Welcome Benefit
—
Punjab National Bank
Annual Fee
₹500
Reward Rate
4 reward points per ₹100
Welcome Benefit
—
SBI Card
Annual Fee
₹999
Reward Rate
5% reward on Yatra spends
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | IndusInd Bank Duo Credit CardMastercard · IndusInd Bank | Punjab National Bank Rakshak Credit CardVisa · Punjab National Bank | SBI Card YatraVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | IndusInd Bank | Punjab National Bank | SBI Card |
Card | |||
Annual fee | ₹1,500 | ₹500Best | ₹999 |
Joining fee | ₹1,500 | ₹500Best | ₹999 |
Reward rate | 2X rewards on all spends | 4 reward points per ₹100Best | 5% reward on Yatra spends |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Visa | Visa |
Best for | rewards | rewards | travel |
Apply |
IndusInd Bank
2X rewards on all spends — Best for rewards.
Punjab National Bank
4 reward points per ₹100 — Best for rewards.
SBI Card
5% reward on Yatra spends — Best for travel.
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