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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Mastercard · IndusInd Bank
2X rewards on all spends — Best for rewards.
Annual fee
₹1,500

Visa · SBI Card
5X reward points on BPCL fuel — Best for fuel.
Annual fee
₹1,499

Visa · SBI Card
1 reward point per ₹100 — Best for rewards · beginners.
Annual fee
₹499
IndusInd Bank
Annual Fee
₹1,500
Reward Rate
2X rewards on all spends
Welcome Benefit
—
SBI Card
Annual Fee
₹1,499
Reward Rate
5X reward points on BPCL fuel
Welcome Benefit
—
SBI Card
Annual Fee
₹499
Reward Rate
1 reward point per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | IndusInd Bank Duo Credit CardMastercard · IndusInd Bank | SBI BPCL Credit CardVisa · SBI Card | SBI Unnati Credit CardVisa · SBI Card |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | IndusInd Bank | SBI Card | SBI Card |
Card | |||
Annual fee | ₹1,500 | ₹1,499 | ₹499Best |
Joining fee | ₹1,500 | ₹1,499 | ₹499Best |
Reward rate | 2X rewards on all spends | 5X reward points on BPCL fuel | 1 reward point per ₹100Best |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Visa | Visa |
Best for | rewards | fuel | rewards, beginners |
Apply |
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