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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · IndusInd Bank
5X rewards on dining — Best for dining.
Annual fee
₹750
Mastercard · Kotak Mahindra Bank
Lifetime free. 2X rewards on online spends — Best for online-shopping · lifetime-free.
Annual fee
Lifetime free
Visa · SBI Card
5,000 IndiGo BluChips & 6E Eats voucher
Annual fee
₹4,500
IndusInd Bank
Annual Fee
₹750
Reward Rate
5X rewards on dining
Welcome Benefit
—
Kotak Mahindra Bank
Annual Fee
Lifetime Free
Reward Rate
2X rewards on online spends
Welcome Benefit
—
SBI Card
Annual Fee
₹4,500
Reward Rate
5 IndiGo BluChips per ₹100 on IndiGo transactions; 2 BluChips per ₹100 on dining, grocery, entertainment
Welcome Benefit
Welcome gift of 5,000 IndiGo BluChips + 6E Eats voucher
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | IndusInd Bank EazyDiner Credit CardMastercard · IndusInd Bank | Kotak MOJO Credit CardMastercard · Kotak Mahindra Bank | IndiGo SBI Card ELITEVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | IndusInd Bank | Kotak Mahindra Bank | SBI Card |
Card | |||
Annual fee | ₹750 | Lifetime FreeBest | ₹4,500 |
Joining fee | ₹750 | ₹0Best | ₹4,500 |
Reward rate | 5X rewards on dining | 2X rewards on online spends | 5 IndiGo BluChips per ₹100 on IndiGo transactions; 2 BluChips per ₹100 on dining, grocery, entertainmentBest |
Welcome benefit | — | — | Welcome gift of 5,000 IndiGo BluChips + 6E Eats voucher |
Lifetime free | No | YesBest | No |
Network | Mastercard | Mastercard | Visa |
Best for | dining | online-shopping, lifetime-free | airlines, travel, premium |
Apply |
IndusInd Bank
5X rewards on dining — Best for dining.
Kotak Mahindra Bank
Lifetime free. 2X rewards on online spends — Best for online-shopping · lifetime-free.
SBI Card
5,000 IndiGo BluChips & 6E Eats voucher
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